Lubbock Car Insurance Information
On a list of Texas State’s cities that have the most costly auto insurance rates, Lubbock City stands at the 49th position. Car owners of Lubbock city pay $483 less for their car insurance premiums than average rate of Texas State and approximately $947 more than the country’s auto insurance average.
The annual auto insurance rate of Lubbock City is around $1,847/ year as compared to the country’s auto insurance average of $900. Therefore, it’s mandatory to compare the auto insurance quotes of various companies in Lubbock City when buying auto insurance policies. This is exactly we’re your perfect fit to help get the cheapest auto insurance quotes in Lubbock. This will help you make great savings in the cost of auto premiums in return.
The table below clearly indicates the average costs of auto insurance of Lubbock City, Texas State and national average.
CHEAPEST CAR INSURANCE COMPANIES IN Lubbock
In an attempt to determine the firms with the cheapest auto insurance rates in Lubbock we compared the rates of different car insurance firms based in Lubbock City. Auto insurance rates change depending on sex or even age of a driver. However, the greatest factor that affects auto insurance cost is variability in firms’ insurance quotes. In Lubbock City, for instance, the highest car insurance quote was $1,356 which is approximately $231 higher as compared to cheapest auto insurance quote which was $1,125. Therefore, we strongly advise car owners purchasing auto insurance policies in Lubbock to obtain auto insurance quotes from about 3 auto insurance firms and compare the rates.
In order to clearly show you how auto insurance quotes vary from one firm to another, we’ve created a list of the top 5 car insurance companies in Lubbock with the cheapest rates together with their yearly rates of auto insurance in this table below.
| Rate | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Nationwide | $1356 |
| 2 | Mercury | $1208 |
| 3 | Progressive | $1155 |
| 4 | Texas Farm Bureau | $1125 |
Lubbock Car Insurance Rate by Zip Code
The table above has the data of different zip codes in Lubbock City as well as their auto insurance rates. We are attempting to demonstrate how living in different zip code affects the rate of car insurance in Lubbock. For instance, we can clearly see that the average rate of car insurance for a 30 year old male driver living in 79414 zip code is $1396 whereas the average car insurance rate for a driver with the same age and gender at 79406 zip code moves up to reach $1765. We can clearly note that there is an annual price increase of about $369, when the zip codes of Lubbock city change. Therefore, it is important to choose appropriate zip codes when purchasing auto insurance policies to ensure that you get the cheapest rates of auto insurance in Lubbock, Texas. Fortunately, this is specifically what Network Car Insurance will do for you. We’ll ensure that you obtain cheap auto insurance in Lubbock by helping you choose the correct zip code.
| Zip Code | Average Car Insurance Rates | Highest Rate | Lowest Rate |
|---|---|---|---|
| 79430 | 1612 | 2553 | 1177 |
| 79424 | 1530 | 2246 | 1176 |
| 79404 | 1622 | 2494 | 1244 |
| 79410 | 1546 | 2424 | 1089 |
| 79413 | 1543 | 2325 | 1080 |
| 79406 | 1765 | 2739 | 1330 |
| 79402 | 1592 | 2533 | 1273 |
| 79414 | 1396 | 2246 | 1027 |
| 79403 | 1615 | 2533 | 1273 |
| 79407 | 1445 | 2246 | 1096 |
Lubbock CAR INSURANCE RATES BY AGE
| Age | Average Annual Rates |
|---|---|
| 70 | 1822 |
| 60 | 1611 |
| 50 | 1562 |
| 40 | 1762 |
| 30 | 1821 |
| 20 | 2322 |
| Teenagers | 5777 |
The data highlighted in the below table compares auto insurance rates for both genders and various age groups within Lubbock City. We are attempting to explain how auto insurances vary with change in the driver’s age and how it’s affected by gender. For instance, the average auto insurance rate in Lubbock for a 20 year old driver is $2,322 whereas the average rate of insurance for drivers in their 30s decreases to reach $1,821. This clearly indicates that the average auto insurance rate in Lubbock tends to decrease as age of the driver increases. However, although these rates continue to decrease as the driver’s age increase, drivers should anticipate a slight increase as they move from their 60s to 70s.
Additionally, in the city of Lubbock, drivers experience significant decrease in their premium on reaching their 20s, since they pay $3455 less on average once they move from the age group of teenagers.
Therefore, you can obtain the cheapest auto insurance rate by considering the age range with cheap auto insurance rates. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rates in Lubbock.
